Prescription Drug Plan Basics
Find the right plan for you.
Our cost calculator can help you find affordable and dependable prescription drug coverage. Just enter your prescription information and preferred pharmacy to get the most accurate estimate of costs and find a plan that’s the best fit for you.
A Mutual of Omaha Rx prescription drug plan might be a good solution if:
Our prescription drug plans offer:
Affordable monthly premium
Our Essential plan premiums starts as low as $20.30/month.
$0 dollar deductibles
Our Essential plan offers a $0 deductible on Tier 1 and our Premier plan offers a $0 deductible on Tiers 1 & 2.
We offer affordable copays, $0 to $20, for a 30-day supply on most commonly prescribed drugs.
Comprehensive drug coverage
Our Plus plan offers a comprehensive formulary to save you money on an extensive list of medications.
We make it easy to get your prescriptions
Nationwide network of pharmacies
Fill your medications in-person at any of our nearly 60,000 in-network pharmacies, including CVS, Walmart and thousands of local providersSearch Our Pharmacy Network
Home delivery with free standard shipping
Have your long-term medications delivered right to your mailbox. Choose home delivery from Express Scripts® Pharmacy, our mail-order pharmacy, to get preferred pricing, easy refills and free standard shipping.Learn More at Express Scripts® Pharmacy
Online bill pay
Quickly and easily manage all your Mutual of Omaha accounts and pay your bills online with our secure online portal.Visit Payment Portal in Customer Access
When should I enroll?
When you first become Medicare eligible, the best time to enroll is during your Initial Enrollment Period. This seven-month period begins three months before the month you turn 65, includes your birthday month and ends three months after your birthday.
If you need to make a change after your Initial Enrollment Period, the best time to review your plan options is during the Annual Enrollment Period. Sometimes referred to as AEP, the Annual Enrollment Period happens every year from October 15th through December 7th.Learn More About When to Enroll
Is there a penalty if I don’t enroll?
If you don’t enroll in a prescription drug plan during your Initial Enrollment Period, you may have to pay a late enrollment penalty if you enroll at another time. This penalty generally continues as long as you have Medicare Part D coverage.Get Answers About Part D Enrollment