Disability Income Insurance for Employees

Disability Income Insurance for Employees

The value of disability income insurance

The ability to earn an income is an employee’s most important financial asset, but often times overlooked – which can result in loss of income, independence and financial security.

Our disability income insurance policies can assist by replacing a portion of an employee’s income if they become hurt and can’t work. Plus it helps give them peace of mind so they can recover faster and get back to work sooner.

We offer an array of flexible plan designs, friendly, receptive claims staff, experienced disability management teams and resources that ease benefit administration.

Enrollment made easy


When it comes to enrolling employees in their benefits plans, "easy" isn't what usually comes to mind. That's why we work closely with employers to develop an enrollment strategy with a variety of support options and communication tools to empower employees to make informed decisions and maximize participation.

We provide a variety of enrollment support options:

  • Local Sales Representatives

    Our local sales team will personally consult with our customers to determine the best enrollment strategy to fit their unique needs and ensure a streamlined enrollment experience.

  • Dedicated Enrollment Consultants

    Our specially trained, licensed, and bilingual enrollment consultants will help plan and execute a personalized enrollment experience from initial pre-enrollment strategy to on-site and virtual meetings in a way that best fits our customer's needs. 

  • Third-Party Enrollment 

    We partner with trusted third-party resources that specialize in group and voluntary benefit enrollments, including core benefit, call center and online enrollment systems. These resources support multilingual language needs. 

  • Employee Communication

    To help employees make informed decisions we offer a diverse portfolio of materials designed for different learning styles and delivery preferences. This includes postcards, emails, customized, mobile-friendly microsites, and a variety of high-level, needs-based videos. 

Get more with Mutual SolutionsSM

Our value added services are designed to help employers manage productivity, while helping employees manage life challenges so they continue to stay productive at work.

  • Employee Assistance Program**

    Support for personal and workplace issues.
  • AbsencePro℠ (FMLA)**

    Manage Family and Medical Leave Act (FMLA) and Americans with Disabilities Act (ADA) related leaves of absence.
  • Hearing Discount Program

    Hearing aid and hearing screening services.
  • Travel Assistance**

    Travel and identity theft solution.

We are here for you