Accident Insurance for Employees

The value of accident insurance

Although accidents are unexpected and usually come without warning, employees don’t have to let an injury catch them off guard. They can be prepared to handle the accompanying medical expenses with the help of an accident insurance policy.

How accident insurance works

Accident insurance pays a lump-sum cash benefit for covered injuries employees or an insured family member sustains as a result of an accident (as defined by the policy). Because accident insurance is supplemental, it works in addition to other insurance employees may have.

The cash benefit from accident insurance can be used to:

Pay for out-of-pocket medical expenses
Supplement daily living expenses
Cover lost income from unpaid time off

Designed with employers and employees in mind

Enrollment made easy

When it comes to enrolling employees in their benefits plans, "easy" isn't what usually comes to mind. That's why we work closely with employers to develop an enrollment strategy with a variety of support options and communication tools to empower employees to make informed decisions and maximize participation.

We provide a variety of enrollment support options:

Local Sales Representatives

Our local sales team will personally consult with our customers to determine the best enrollment strategy to fit their unique needs and ensure a streamlined enrollment experience.
Dedicated Enrollment Consultants

Our specially trained, licensed, and bilingual enrollment consultants will help plan and execute a personalized enrollment experience from initial pre-enrollment strategy to on-site and virtual meetings in a way that best fits our customer's needs.
Third-Party Enrollment

We partner with trusted third-party resources that specialize in group and voluntary benefit enrollments, including core benefit, call center and online enrollment systems. These resources support multilingual language needs.
Employee Communication

To help employees make informed decisions we offer a diverse portfolio of materials designed for different learning styles and delivery preferences. This includes postcards, emails, customized, mobile-friendly microsites, and a variety of high-level, needs-based videos.

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